With LocalBitcoins, we just ask that you have traded at least 25 BTC and have 100% feedback score.
With BTCJam, we ask that you have lent or borrowed at least 100 BTC. Otherwise, we look at the overall reputability of your profile: 80% credit score with address, identity and phone verification complete.
With Bitcoin-OTC, we ask that you have a total rating of at least 120.
For verification by an alternate means such as ID upload, please get in touch.
Your credit card data never reaches our server. We only store a public Bitcoin address and purchase amount.
For our verification methods, we use the standard OAuth 2 protocol with read-only permission settings. No data from external services is stored.
All data is transmitted over HTTPS. Also, we take care not to load external scripts on the payments page (aside from Mixpanel).